▼ 0.50% · 3.625%
HK$4,443
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$140/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$287/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$134/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,484
+HK$275/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$154/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$148/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$302/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$168/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$6,010
+HK$345/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,931
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,090
−HK$161/mo
Today · 4.125%
HK$6,251
baseline
▲ 0.50% · 4.625%
HK$6,581
+HK$330/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,502/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$183/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$373/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$175/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,544/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,413
−HK$197/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$7,012
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,919
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,105
−HK$188/mo
Today · 4.125%
HK$7,293
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$385/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,586/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,664
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,871
−HK$211/mo
Today · 4.125%
HK$7,082
baseline
▲ 0.50% · 4.625%
HK$7,513
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,164/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,414
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,612
−HK$202/mo
Today · 4.125%
HK$7,814
baseline
▲ 0.50% · 4.625%
HK$8,226
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,628/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,108
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$225/mo
Today · 4.125%
HK$7,554
baseline
▲ 0.50% · 4.625%
HK$8,014
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,108/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,908
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,120
−HK$215/mo
Today · 4.125%
HK$8,335
baseline
▲ 0.50% · 4.625%
HK$8,774
+HK$439/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,670/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,552
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,787
−HK$239/mo
Today · 4.125%
HK$8,026
baseline
▲ 0.50% · 4.625%
HK$8,514
+HK$488/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,052/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,402
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,627
−HK$229/mo
Today · 4.125%
HK$8,856
baseline
▲ 0.50% · 4.625%
HK$9,323
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,712/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,997
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,245
−HK$253/mo
Today · 4.125%
HK$8,498
baseline
▲ 0.50% · 4.625%
HK$9,015
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,996/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,896
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,135
−HK$242/mo
Today · 4.125%
HK$9,377
baseline
▲ 0.50% · 4.625%
HK$9,871
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,754/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).