▼ 0.50% · 3.625%
HK$19,470
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,076
−HK$615/mo
Today · 4.125%
HK$20,691
baseline
▲ 0.50% · 4.625%
HK$21,950
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,382/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$589/mo
Today · 4.125%
HK$22,831
baseline
▲ 0.50% · 4.625%
HK$24,034
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,662/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,417
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,084
−HK$677/mo
Today · 4.125%
HK$22,761
baseline
▲ 0.50% · 4.625%
HK$24,145
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,522/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,827
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,466
−HK$648/mo
Today · 4.125%
HK$25,114
baseline
▲ 0.50% · 4.625%
HK$26,438
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,228/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,365
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,091
−HK$739/mo
Today · 4.125%
HK$24,830
baseline
▲ 0.50% · 4.625%
HK$26,340
+HK$1,510/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,660/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,993
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,690
−HK$707/mo
Today · 4.125%
HK$27,397
baseline
▲ 0.50% · 4.625%
HK$28,841
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,794/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,312
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,099
−HK$800/mo
Today · 4.125%
HK$26,899
baseline
▲ 0.50% · 4.625%
HK$28,536
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,798/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,159
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,914
−HK$766/mo
Today · 4.125%
HK$29,680
baseline
▲ 0.50% · 4.625%
HK$31,245
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,360/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,259
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,106
−HK$862/mo
Today · 4.125%
HK$28,968
baseline
▲ 0.50% · 4.625%
HK$30,731
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,936/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,138
−HK$825/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,648
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,206
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$923/mo
Today · 4.125%
HK$31,037
baseline
▲ 0.50% · 4.625%
HK$32,926
+HK$1,889/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,074/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,491
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,362
−HK$884/mo
Today · 4.125%
HK$34,246
baseline
▲ 0.50% · 4.625%
HK$36,052
+HK$1,806/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,492/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,153
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,122
−HK$984/mo
Today · 4.125%
HK$33,106
baseline
▲ 0.50% · 4.625%
HK$35,121
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,212/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,657
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,587
−HK$942/mo
Today · 4.125%
HK$36,529
baseline
▲ 0.50% · 4.625%
HK$38,455
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,058/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,100
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,129
−HK$1,046/mo
Today · 4.125%
HK$35,175
baseline
▲ 0.50% · 4.625%
HK$37,316
+HK$2,141/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,350/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,823
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,811
−HK$1,002/mo
Today · 4.125%
HK$38,813
baseline
▲ 0.50% · 4.625%
HK$40,858
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,626/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,047
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$1,107/mo
Today · 4.125%
HK$37,244
baseline
▲ 0.50% · 4.625%
HK$39,511
+HK$2,267/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$74,488/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,989
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,035
−HK$1,061/mo
Today · 4.125%
HK$41,096
baseline
▲ 0.50% · 4.625%
HK$43,262
+HK$2,166/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$82,192/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,161 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).