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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,316/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.60M · min. income ≈ HK$44,632/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,114 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- 5
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-26 | HK$6.48M | +55.8% 5.4y · 10.0%/yr |
| 2016-04-06 | HK$4.16M | +9.5% 3.0y · 3.0%/yr |
| 2013-03-05 | HK$3.80M | +79.2% |
| 2010-04-22 | HK$2.12M | +63.1% |
| 2005-06-24 | HK$1.30M | +30.0% |
| 2002-11-26 | HK$1.00M | +6.4% |
| 2002-10-15 | HK$940K | −57.1% |
| 1997-02-04 | HK$2.19M | +27.3% |
| 1996-05-27 | HK$1.72M | — |