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At today's rate and a 90% mortgage, the deposit on this unit is about HK$443K, with repayments around HK$19,314/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$38,628/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,418 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 7
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 482 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-02 | HK$4.00M | −33.3% 6.5y · −5.0%/yr |
| 2019-07-03 | HK$6.00M | +37.6% 4.0y · 9.0%/yr |
| 2015-07-08 | HK$4.36M | +64.5% |
| 2012-03-26 | HK$2.65M | +25.0% |
| 2010-12-01 | HK$2.12M | +16.5% |
| 2010-01-13 | HK$1.82M | +4.6% |
| 2009-09-28 | HK$1.74M | +55.4% |
| 2006-05-19 | HK$1.12M | +8.7% |
| 2002-01-26 | HK$1.03M | — |