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At today's rate and a 90% mortgage, the deposit on this unit is about HK$571K, with repayments around HK$24,924/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$49,848/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,569 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- G
- Saleable Area
- 643 Saleable ft²
- Gross Area
- 720 ft²
- Efficiency
- 89%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-22 | HK$7.53M | +27.6% 6.5y · 4.0%/yr |
| 2015-04-24 | HK$5.90M | +23.9% |
| 2012-08-30 | HK$4.76M | +59.7% |
| 2009-11-19 | HK$2.98M | +14.6% |
| 2007-09-04 | HK$2.60M | +18.2% |
| 2006-02-03 | HK$2.20M | +11.1% |
| 2005-03-23 | HK$1.98M | −4.8% |
| 2000-01-07 | HK$2.08M | −25.2% |
| 1996-02-29 | HK$2.78M | — |