▼ 0.50% · 3.625%
HK$4,148
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$131/mo
Today · 4.125%
HK$4,408
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$269/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$8,816/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$125/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$257/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$144/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$295/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,212
−HK$139/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$282/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$157/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$322/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,538
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$151/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$308/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$171/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$349/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$163/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$334/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$184/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$375/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,461
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,634
−HK$176/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$196/mo
Today · 4.125%
HK$6,612
baseline
▲ 0.50% · 4.625%
HK$7,015
+HK$403/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$13,224/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,922
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,108
−HK$188/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,681
+HK$385/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,844
−HK$209/mo
Today · 4.125%
HK$7,053
baseline
▲ 0.50% · 4.625%
HK$7,482
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,106/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,384
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,582
−HK$201/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,193
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,052
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$223/mo
Today · 4.125%
HK$7,494
baseline
▲ 0.50% · 4.625%
HK$7,950
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,988/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,845
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,056
−HK$213/mo
Today · 4.125%
HK$8,269
baseline
▲ 0.50% · 4.625%
HK$8,705
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,538/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,467
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,699
−HK$236/mo
Today · 4.125%
HK$7,935
baseline
▲ 0.50% · 4.625%
HK$8,418
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,870/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,307
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,529
−HK$226/mo
Today · 4.125%
HK$8,755
baseline
▲ 0.50% · 4.625%
HK$9,217
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,510/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).