▼ 0.50% · 3.625%
HK$21,300
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,963
−HK$673/mo
Today · 4.125%
HK$22,636
baseline
▲ 0.50% · 4.625%
HK$24,013
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,272/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,696
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$645/mo
Today · 4.125%
HK$24,977
baseline
▲ 0.50% · 4.625%
HK$26,293
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,954/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,430
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,159
−HK$741/mo
Today · 4.125%
HK$24,900
baseline
▲ 0.50% · 4.625%
HK$26,415
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,800/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,066
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,765
−HK$709/mo
Today · 4.125%
HK$27,474
baseline
▲ 0.50% · 4.625%
HK$28,923
+HK$1,449/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,948/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,560
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,355
−HK$808/mo
Today · 4.125%
HK$27,163
baseline
▲ 0.50% · 4.625%
HK$28,816
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,326/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,436
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,198
−HK$774/mo
Today · 4.125%
HK$29,972
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,944/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,690
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,552
−HK$875/mo
Today · 4.125%
HK$29,427
baseline
▲ 0.50% · 4.625%
HK$31,217
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,854/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,805
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,632
−HK$838/mo
Today · 4.125%
HK$32,470
baseline
▲ 0.50% · 4.625%
HK$34,181
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,940/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,820
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,748
−HK$942/mo
Today · 4.125%
HK$31,690
baseline
▲ 0.50% · 4.625%
HK$33,619
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,380/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,175
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,065
−HK$902/mo
Today · 4.125%
HK$34,967
baseline
▲ 0.50% · 4.625%
HK$36,811
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,934/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,951
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,944
−HK$1,010/mo
Today · 4.125%
HK$33,954
baseline
▲ 0.50% · 4.625%
HK$36,020
+HK$2,066/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,908/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,545
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$967/mo
Today · 4.125%
HK$37,465
baseline
▲ 0.50% · 4.625%
HK$39,440
+HK$1,975/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,930/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$1,077/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,421
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,914
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,931
−HK$1,032/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,069
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,337
−HK$1,144/mo
Today · 4.125%
HK$38,481
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,342/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,962/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,284
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,364
−HK$1,096/mo
Today · 4.125%
HK$42,460
baseline
▲ 0.50% · 4.625%
HK$44,698
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,920/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,341
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,533
−HK$1,212/mo
Today · 4.125%
HK$40,745
baseline
▲ 0.50% · 4.625%
HK$43,224
+HK$2,479/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,490/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,654
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,798
−HK$1,160/mo
Today · 4.125%
HK$44,958
baseline
▲ 0.50% · 4.625%
HK$47,328
+HK$2,370/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,916/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).