▼ 0.50% · 3.625%
HK$5,251
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$166/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$339/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$159/mo
Today · 4.125%
HK$6,158
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$324/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,316/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$183/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$373/mo
Deposit HK$1.04M · loan HK$1.27M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$175/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$357/mo
Deposit HK$1.04M · loan HK$1.27M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,302
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,498
−HK$199/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$407/mo
Deposit HK$921K · loan HK$1.38M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,011
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,199
−HK$190/mo
Today · 4.125%
HK$7,389
baseline
▲ 0.50% · 4.625%
HK$7,779
+HK$390/mo
Deposit HK$921K · loan HK$1.38M · min. income ≈ HK$14,778/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,827
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,039
−HK$216/mo
Today · 4.125%
HK$7,255
baseline
▲ 0.50% · 4.625%
HK$7,696
+HK$441/mo
Deposit HK$806K · loan HK$1.50M · min. income ≈ HK$14,510/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,595
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,798
−HK$207/mo
Today · 4.125%
HK$8,005
baseline
▲ 0.50% · 4.625%
HK$8,427
+HK$422/mo
Deposit HK$806K · loan HK$1.50M · min. income ≈ HK$16,010/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,581
−HK$232/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$475/mo
Deposit HK$691K · loan HK$1.61M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,179
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,398
−HK$223/mo
Today · 4.125%
HK$8,621
baseline
▲ 0.50% · 4.625%
HK$9,075
+HK$454/mo
Deposit HK$691K · loan HK$1.61M · min. income ≈ HK$17,242/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,877
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,122
−HK$249/mo
Today · 4.125%
HK$8,371
baseline
▲ 0.50% · 4.625%
HK$8,880
+HK$509/mo
Deposit HK$576K · loan HK$1.73M · min. income ≈ HK$16,742/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,763
−HK$474/mo
▼ 0.25% · 3.875%
HK$8,998
−HK$239/mo
Today · 4.125%
HK$9,237
baseline
▲ 0.50% · 4.625%
HK$9,724
+HK$487/mo
Deposit HK$576K · loan HK$1.73M · min. income ≈ HK$18,474/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,402
−HK$527/mo
▼ 0.25% · 3.875%
HK$8,664
−HK$265/mo
Today · 4.125%
HK$8,929
baseline
▲ 0.50% · 4.625%
HK$9,472
+HK$543/mo
Deposit HK$461K · loan HK$1.84M · min. income ≈ HK$17,858/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,347
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,598
−HK$254/mo
Today · 4.125%
HK$9,852
baseline
▲ 0.50% · 4.625%
HK$10,372
+HK$520/mo
Deposit HK$461K · loan HK$1.84M · min. income ≈ HK$19,704/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,927
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,205
−HK$282/mo
Today · 4.125%
HK$9,487
baseline
▲ 0.50% · 4.625%
HK$10,065
+HK$578/mo
Deposit HK$345K · loan HK$1.96M · min. income ≈ HK$18,974/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,932
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,198
−HK$270/mo
Today · 4.125%
HK$10,468
baseline
▲ 0.50% · 4.625%
HK$11,020
+HK$552/mo
Deposit HK$345K · loan HK$1.96M · min. income ≈ HK$20,936/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,453
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,747
−HK$298/mo
Today · 4.125%
HK$10,045
baseline
▲ 0.50% · 4.625%
HK$10,657
+HK$612/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,090/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,516
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,798
−HK$286/mo
Today · 4.125%
HK$11,084
baseline
▲ 0.50% · 4.625%
HK$11,668
+HK$584/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$22,168/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).