▼ 0.50% · 3.625%
HK$22,641
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,345
−HK$716/mo
Today · 4.125%
HK$24,061
baseline
▲ 0.50% · 4.625%
HK$25,525
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,122/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,188
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,863
−HK$685/mo
Today · 4.125%
HK$26,548
baseline
▲ 0.50% · 4.625%
HK$27,948
+HK$1,400/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,096/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,679
−HK$788/mo
Today · 4.125%
HK$26,467
baseline
▲ 0.50% · 4.625%
HK$28,077
+HK$1,610/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,934/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,706
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,449
−HK$754/mo
Today · 4.125%
HK$29,203
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,540/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,406/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,169
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,014
−HK$859/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,629
+HK$1,756/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,225
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,036
−HK$822/mo
Today · 4.125%
HK$31,858
baseline
▲ 0.50% · 4.625%
HK$33,537
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,716/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,433
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,348
−HK$931/mo
Today · 4.125%
HK$31,279
baseline
▲ 0.50% · 4.625%
HK$33,182
+HK$1,903/mo
Deposit HK$3.48M · loan HK$6.45M · min. income ≈ HK$62,558/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,744
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,622
−HK$891/mo
Today · 4.125%
HK$34,513
baseline
▲ 0.50% · 4.625%
HK$36,332
+HK$1,819/mo
Deposit HK$3.48M · loan HK$6.45M · min. income ≈ HK$69,026/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,697
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,683
−HK$1,002/mo
Today · 4.125%
HK$33,685
baseline
▲ 0.50% · 4.625%
HK$35,734
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,370/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,263
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,208
−HK$960/mo
Today · 4.125%
HK$37,168
baseline
▲ 0.50% · 4.625%
HK$39,127
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,336/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,961
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,017
−HK$1,074/mo
Today · 4.125%
HK$36,091
baseline
▲ 0.50% · 4.625%
HK$38,287
+HK$2,196/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,182/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,781
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,795
−HK$1,028/mo
Today · 4.125%
HK$39,823
baseline
▲ 0.50% · 4.625%
HK$41,922
+HK$2,099/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,646/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,225
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,352
−HK$1,145/mo
Today · 4.125%
HK$38,497
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,994/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,300
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,381
−HK$1,096/mo
Today · 4.125%
HK$42,477
baseline
▲ 0.50% · 4.625%
HK$44,716
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,954/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,489
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,686
−HK$1,217/mo
Today · 4.125%
HK$40,903
baseline
▲ 0.50% · 4.625%
HK$43,392
+HK$2,489/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,806/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,819
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,967
−HK$1,165/mo
Today · 4.125%
HK$45,132
baseline
▲ 0.50% · 4.625%
HK$47,511
+HK$2,379/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,264/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,753
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,021
−HK$1,288/mo
Today · 4.125%
HK$43,309
baseline
▲ 0.50% · 4.625%
HK$45,944
+HK$2,635/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,618/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,338
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,554
−HK$1,233/mo
Today · 4.125%
HK$47,787
baseline
▲ 0.50% · 4.625%
HK$50,306
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,574/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,903 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).