▼ 0.50% · 3.625%
HK$4,354
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$138/mo
Today · 4.125%
HK$4,627
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$281/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$9,254/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$132/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$269/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$145/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,912
+HK$296/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,387
−HK$165/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$338/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,812
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$158/mo
Today · 4.125%
HK$6,126
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,252/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,836
−HK$179/mo
Today · 4.125%
HK$6,015
baseline
▲ 0.50% · 4.625%
HK$6,381
+HK$366/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,030/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$172/mo
Today · 4.125%
HK$6,637
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$349/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,274/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,095
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$192/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,872
+HK$395/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,781
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,963
−HK$184/mo
Today · 4.125%
HK$7,147
baseline
▲ 0.50% · 4.625%
HK$7,524
+HK$377/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,294/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$206/mo
Today · 4.125%
HK$6,940
baseline
▲ 0.50% · 4.625%
HK$7,362
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,880/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,265
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,460
−HK$198/mo
Today · 4.125%
HK$7,658
baseline
▲ 0.50% · 4.625%
HK$8,061
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,316/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,966
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,183
−HK$220/mo
Today · 4.125%
HK$7,403
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$450/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,806/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,750
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,957
−HK$211/mo
Today · 4.125%
HK$8,168
baseline
▲ 0.50% · 4.625%
HK$8,599
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,336/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,401
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,632
−HK$233/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,344
+HK$479/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,234
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,455
−HK$224/mo
Today · 4.125%
HK$8,679
baseline
▲ 0.50% · 4.625%
HK$9,136
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,358/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,837
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,080
−HK$248/mo
Today · 4.125%
HK$8,328
baseline
▲ 0.50% · 4.625%
HK$8,835
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,656/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,718
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,952
−HK$237/mo
Today · 4.125%
HK$9,189
baseline
▲ 0.50% · 4.625%
HK$9,674
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,378/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).