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Crescira AVM · estimated value Medium confidence
HK$50.89M
≈ HK$25,547 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.27M, with repayments around HK$172,644/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$162,457
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$167,510
−HK$5,134/mo
Today · 4.125%
HK$172,644
baseline
▲ 0.50% · 4.625%
HK$183,149
+HK$10,505/mo

Deposit HK$15.27M · loan HK$35.62M · min. income ≈ HK$345,288/mo (50% DSR)

Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,162,793 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
E
Saleable Area
1,992 ft²
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2022-05-06 HK$55.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lam Tin
≈ 6 min walk · 421 m
Education
38
schools within 1 km (9 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Lam Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com