▼ 0.50% · 3.625%
HK$18,992
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,583
−HK$600/mo
Today · 4.125%
HK$20,183
baseline
▲ 0.50% · 4.625%
HK$21,411
+HK$1,228/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,366/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,128
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,695
−HK$575/mo
Today · 4.125%
HK$22,270
baseline
▲ 0.50% · 4.625%
HK$23,444
+HK$1,174/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,540/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,891
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,541
−HK$660/mo
Today · 4.125%
HK$22,201
baseline
▲ 0.50% · 4.625%
HK$23,552
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,402/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,241
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,864
−HK$633/mo
Today · 4.125%
HK$24,497
baseline
▲ 0.50% · 4.625%
HK$25,788
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,994/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,790
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,499
−HK$720/mo
Today · 4.125%
HK$24,219
baseline
▲ 0.50% · 4.625%
HK$25,693
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,438/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,354
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,034
−HK$690/mo
Today · 4.125%
HK$26,724
baseline
▲ 0.50% · 4.625%
HK$28,132
+HK$1,408/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,448/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,457
−HK$781/mo
Today · 4.125%
HK$26,238
baseline
▲ 0.50% · 4.625%
HK$27,834
+HK$1,596/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$52,476/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,467
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,203
−HK$748/mo
Today · 4.125%
HK$28,951
baseline
▲ 0.50% · 4.625%
HK$30,477
+HK$1,526/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$57,902/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,589
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,416
−HK$840/mo
Today · 4.125%
HK$28,256
baseline
▲ 0.50% · 4.625%
HK$29,975
+HK$1,719/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,512/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,580
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,373
−HK$805/mo
Today · 4.125%
HK$31,178
baseline
▲ 0.50% · 4.625%
HK$32,821
+HK$1,643/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,356/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,488
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,374
−HK$900/mo
Today · 4.125%
HK$30,274
baseline
▲ 0.50% · 4.625%
HK$32,116
+HK$1,842/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,548/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,692
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,542
−HK$863/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,165
+HK$1,760/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,332
−HK$961/mo
Today · 4.125%
HK$32,293
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,964/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$64,586/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,805
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,712
−HK$920/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,510
+HK$1,878/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,286
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,290
−HK$1,021/mo
Today · 4.125%
HK$34,311
baseline
▲ 0.50% · 4.625%
HK$36,399
+HK$2,088/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,622/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,918
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,881
−HK$978/mo
Today · 4.125%
HK$37,859
baseline
▲ 0.50% · 4.625%
HK$39,854
+HK$1,995/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,718/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,185
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,249
−HK$1,080/mo
Today · 4.125%
HK$36,329
baseline
▲ 0.50% · 4.625%
HK$38,540
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,658/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,031
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,051
−HK$1,035/mo
Today · 4.125%
HK$40,086
baseline
▲ 0.50% · 4.625%
HK$42,199
+HK$2,113/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,172/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,866 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).