▼ 0.50% · 3.625%
HK$18,811
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,397
−HK$594/mo
Today · 4.125%
HK$19,991
baseline
▲ 0.50% · 4.625%
HK$21,208
+HK$1,217/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,982/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,928
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,489
−HK$569/mo
Today · 4.125%
HK$22,058
baseline
▲ 0.50% · 4.625%
HK$23,221
+HK$1,163/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,116/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,693
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,336
−HK$654/mo
Today · 4.125%
HK$21,990
baseline
▲ 0.50% · 4.625%
HK$23,328
+HK$1,338/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,980/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,020
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,638
−HK$626/mo
Today · 4.125%
HK$24,264
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,528/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,574
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,276
−HK$713/mo
Today · 4.125%
HK$23,989
baseline
▲ 0.50% · 4.625%
HK$25,449
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,978/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,113
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,787
−HK$683/mo
Today · 4.125%
HK$26,470
baseline
▲ 0.50% · 4.625%
HK$27,865
+HK$1,395/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,940/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,455
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,216
−HK$772/mo
Today · 4.125%
HK$25,988
baseline
▲ 0.50% · 4.625%
HK$27,570
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,976/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,206
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,935
−HK$741/mo
Today · 4.125%
HK$28,676
baseline
▲ 0.50% · 4.625%
HK$30,187
+HK$1,511/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,352/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,336
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,155
−HK$833/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,691
+HK$1,703/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,299
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,084
−HK$798/mo
Today · 4.125%
HK$30,882
baseline
▲ 0.50% · 4.625%
HK$32,509
+HK$1,627/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,764/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,217
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,095
−HK$892/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,811
+HK$1,824/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,391
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,233
−HK$854/mo
Today · 4.125%
HK$33,087
baseline
▲ 0.50% · 4.625%
HK$34,831
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,174/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,098
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,035
−HK$951/mo
Today · 4.125%
HK$31,986
baseline
▲ 0.50% · 4.625%
HK$33,932
+HK$1,946/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,972/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,484
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,382
−HK$911/mo
Today · 4.125%
HK$35,293
baseline
▲ 0.50% · 4.625%
HK$37,154
+HK$1,861/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,586/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,979
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,974
−HK$1,011/mo
Today · 4.125%
HK$33,985
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$2,068/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,970/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,577
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,531
−HK$968/mo
Today · 4.125%
HK$37,499
baseline
▲ 0.50% · 4.625%
HK$39,476
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,998/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,861
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,914
−HK$1,070/mo
Today · 4.125%
HK$35,984
baseline
▲ 0.50% · 4.625%
HK$38,174
+HK$2,190/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$71,968/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,670
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,680
−HK$1,025/mo
Today · 4.125%
HK$39,705
baseline
▲ 0.50% · 4.625%
HK$41,798
+HK$2,093/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$79,410/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,492 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).