▼ 0.50% · 3.625%
HK$21,040
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,694
−HK$665/mo
Today · 4.125%
HK$22,359
baseline
▲ 0.50% · 4.625%
HK$23,720
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,718/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$637/mo
Today · 4.125%
HK$24,671
baseline
▲ 0.50% · 4.625%
HK$25,971
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,342/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,863
−HK$732/mo
Today · 4.125%
HK$24,595
baseline
▲ 0.50% · 4.625%
HK$26,091
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,190/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,747
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$700/mo
Today · 4.125%
HK$27,138
baseline
▲ 0.50% · 4.625%
HK$28,569
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,276/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,248
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$798/mo
Today · 4.125%
HK$26,831
baseline
▲ 0.50% · 4.625%
HK$28,463
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,662/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,088
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,841
−HK$764/mo
Today · 4.125%
HK$29,605
baseline
▲ 0.50% · 4.625%
HK$31,166
+HK$1,561/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,210/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,352
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,202
−HK$865/mo
Today · 4.125%
HK$29,067
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,768/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,134/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,428
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,244
−HK$828/mo
Today · 4.125%
HK$32,072
baseline
▲ 0.50% · 4.625%
HK$33,763
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,144/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,455
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,372
−HK$931/mo
Today · 4.125%
HK$31,303
baseline
▲ 0.50% · 4.625%
HK$33,207
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,606/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,769
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,648
−HK$891/mo
Today · 4.125%
HK$34,539
baseline
▲ 0.50% · 4.625%
HK$36,360
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,078/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,559
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,541
−HK$998/mo
Today · 4.125%
HK$33,539
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,078/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,110
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,051
−HK$955/mo
Today · 4.125%
HK$37,006
baseline
▲ 0.50% · 4.625%
HK$38,957
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,012/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,663
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$1,063/mo
Today · 4.125%
HK$35,774
baseline
▲ 0.50% · 4.625%
HK$37,951
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,548/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,450
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,455
−HK$1,019/mo
Today · 4.125%
HK$39,474
baseline
▲ 0.50% · 4.625%
HK$41,554
+HK$2,080/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,948/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,767
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,880
−HK$1,130/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,323
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,791
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,858
−HK$1,083/mo
Today · 4.125%
HK$41,941
baseline
▲ 0.50% · 4.625%
HK$44,151
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,882/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,049
−HK$1,197/mo
Today · 4.125%
HK$40,246
baseline
▲ 0.50% · 4.625%
HK$42,695
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,492/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,131
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,261
−HK$1,147/mo
Today · 4.125%
HK$44,408
baseline
▲ 0.50% · 4.625%
HK$46,749
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,816/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).