▼ 0.50% · 3.625%
HK$3,984
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$126/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$258/mo
Deposit HK$874K · loan HK$874K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$121/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$246/mo
Deposit HK$874K · loan HK$874K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,383
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$138/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$284/mo
Deposit HK$786K · loan HK$961K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$133/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$271/mo
Deposit HK$786K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,781
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$151/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$309/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,319
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$145/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,902
+HK$296/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,179
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,341
−HK$163/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,839
+HK$335/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,762
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,917
−HK$156/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$320/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$177/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$360/mo
Deposit HK$524K · loan HK$1.22M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$169/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$344/mo
Deposit HK$524K · loan HK$1.22M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,976
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,162
−HK$189/mo
Today · 4.125%
HK$6,351
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$386/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$12,702/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,649
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,827
−HK$181/mo
Today · 4.125%
HK$7,008
baseline
▲ 0.50% · 4.625%
HK$7,377
+HK$369/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$14,016/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,573
−HK$201/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,187
+HK$413/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,092
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,282
−HK$193/mo
Today · 4.125%
HK$7,475
baseline
▲ 0.50% · 4.625%
HK$7,869
+HK$394/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$14,950/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,773
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,984
−HK$214/mo
Today · 4.125%
HK$7,198
baseline
▲ 0.50% · 4.625%
HK$7,636
+HK$438/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$14,396/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,535
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,737
−HK$205/mo
Today · 4.125%
HK$7,942
baseline
▲ 0.50% · 4.625%
HK$8,361
+HK$419/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$15,884/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,171
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,395
−HK$226/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,085
+HK$464/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,978
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,192
−HK$217/mo
Today · 4.125%
HK$8,409
baseline
▲ 0.50% · 4.625%
HK$8,853
+HK$444/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$16,818/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).