▼ 0.50% · 3.625%
HK$21,131
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,788
−HK$668/mo
Today · 4.125%
HK$22,456
baseline
▲ 0.50% · 4.625%
HK$23,822
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,912/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,508
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,138
−HK$640/mo
Today · 4.125%
HK$24,778
baseline
▲ 0.50% · 4.625%
HK$26,084
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,556/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,244
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,967
−HK$735/mo
Today · 4.125%
HK$24,702
baseline
▲ 0.50% · 4.625%
HK$26,205
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,404/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,859
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,552
−HK$704/mo
Today · 4.125%
HK$27,256
baseline
▲ 0.50% · 4.625%
HK$28,693
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,512/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,146
−HK$801/mo
Today · 4.125%
HK$26,947
baseline
▲ 0.50% · 4.625%
HK$28,587
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,894/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,210
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,966
−HK$768/mo
Today · 4.125%
HK$29,734
baseline
▲ 0.50% · 4.625%
HK$31,301
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,468/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,470
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,325
−HK$868/mo
Today · 4.125%
HK$29,193
baseline
▲ 0.50% · 4.625%
HK$30,969
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,386/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,560
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,380
−HK$831/mo
Today · 4.125%
HK$32,211
baseline
▲ 0.50% · 4.625%
HK$33,909
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,422/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$934/mo
Today · 4.125%
HK$31,438
baseline
▲ 0.50% · 4.625%
HK$33,351
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,876/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,911
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,794
−HK$895/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,518
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,682
−HK$1,002/mo
Today · 4.125%
HK$33,684
baseline
▲ 0.50% · 4.625%
HK$35,734
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,368/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,262
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,208
−HK$959/mo
Today · 4.125%
HK$37,167
baseline
▲ 0.50% · 4.625%
HK$39,126
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,334/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,810
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,861
−HK$1,069/mo
Today · 4.125%
HK$35,930
baseline
▲ 0.50% · 4.625%
HK$38,116
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,860/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,613
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,621
−HK$1,024/mo
Today · 4.125%
HK$39,645
baseline
▲ 0.50% · 4.625%
HK$41,735
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,290/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,923
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,040
−HK$1,135/mo
Today · 4.125%
HK$38,175
baseline
▲ 0.50% · 4.625%
HK$40,498
+HK$2,323/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,350/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,964
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,088/mo
Today · 4.125%
HK$42,123
baseline
▲ 0.50% · 4.625%
HK$44,343
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,246/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,036
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,219
−HK$1,202/mo
Today · 4.125%
HK$40,421
baseline
▲ 0.50% · 4.625%
HK$42,880
+HK$2,459/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,842/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,314
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,449
−HK$1,151/mo
Today · 4.125%
HK$44,600
baseline
▲ 0.50% · 4.625%
HK$46,951
+HK$2,351/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,200/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,692 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).