▼ 0.50% · 3.625%
HK$19,990
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,611
−HK$632/mo
Today · 4.125%
HK$21,243
baseline
▲ 0.50% · 4.625%
HK$22,536
+HK$1,293/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,486/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,238
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,835
−HK$605/mo
Today · 4.125%
HK$23,440
baseline
▲ 0.50% · 4.625%
HK$24,675
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,880/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,988
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,672
−HK$695/mo
Today · 4.125%
HK$23,367
baseline
▲ 0.50% · 4.625%
HK$24,789
+HK$1,422/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,734/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,462
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,118
−HK$666/mo
Today · 4.125%
HK$25,784
baseline
▲ 0.50% · 4.625%
HK$27,143
+HK$1,359/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,568/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,987
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,734
−HK$758/mo
Today · 4.125%
HK$25,492
baseline
▲ 0.50% · 4.625%
HK$27,043
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,984/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,686
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,401
−HK$726/mo
Today · 4.125%
HK$28,127
baseline
▲ 0.50% · 4.625%
HK$29,610
+HK$1,483/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,254/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,986
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,795
−HK$821/mo
Today · 4.125%
HK$27,616
baseline
▲ 0.50% · 4.625%
HK$29,296
+HK$1,680/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,232/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,910
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,685
−HK$786/mo
Today · 4.125%
HK$30,471
baseline
▲ 0.50% · 4.625%
HK$32,078
+HK$1,607/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,942/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,985
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,856
−HK$884/mo
Today · 4.125%
HK$29,740
baseline
▲ 0.50% · 4.625%
HK$31,550
+HK$1,810/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,480/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,133
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,968
−HK$847/mo
Today · 4.125%
HK$32,815
baseline
▲ 0.50% · 4.625%
HK$34,545
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,630/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,984
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,917
−HK$948/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,803
+HK$1,938/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,357
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,252
−HK$907/mo
Today · 4.125%
HK$35,159
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$1,854/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,318/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,983
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,978
−HK$1,011/mo
Today · 4.125%
HK$33,989
baseline
▲ 0.50% · 4.625%
HK$36,057
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,978/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,581
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,535
−HK$968/mo
Today · 4.125%
HK$37,503
baseline
▲ 0.50% · 4.625%
HK$39,480
+HK$1,977/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$75,006/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,982
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,039
−HK$1,074/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$2,198/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,819
−HK$1,028/mo
Today · 4.125%
HK$39,847
baseline
▲ 0.50% · 4.625%
HK$41,948
+HK$2,101/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,694/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,981
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,100
−HK$1,137/mo
Today · 4.125%
HK$38,237
baseline
▲ 0.50% · 4.625%
HK$40,564
+HK$2,327/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,474/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,029
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,102
−HK$1,089/mo
Today · 4.125%
HK$42,191
baseline
▲ 0.50% · 4.625%
HK$44,415
+HK$2,224/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,382/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).