▼ 0.50% · 3.625%
HK$5,819
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$184/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$377/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,474
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$176/mo
Today · 4.125%
HK$6,824
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$360/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$13,648/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$203/mo
Today · 4.125%
HK$6,803
baseline
▲ 0.50% · 4.625%
HK$7,217
+HK$414/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$13,606/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,121
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,312
−HK$194/mo
Today · 4.125%
HK$7,506
baseline
▲ 0.50% · 4.625%
HK$7,902
+HK$396/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$15,012/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,983
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,201
−HK$220/mo
Today · 4.125%
HK$7,421
baseline
▲ 0.50% · 4.625%
HK$7,873
+HK$452/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$14,842/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,769
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,977
−HK$212/mo
Today · 4.125%
HK$8,189
baseline
▲ 0.50% · 4.625%
HK$8,620
+HK$431/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$16,378/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,565
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$239/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,529
+HK$489/mo
Deposit HK$893K · loan HK$1.66M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,416
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,642
−HK$229/mo
Today · 4.125%
HK$8,871
baseline
▲ 0.50% · 4.625%
HK$9,339
+HK$468/mo
Deposit HK$893K · loan HK$1.66M · min. income ≈ HK$17,742/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,147
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,401
−HK$257/mo
Today · 4.125%
HK$8,658
baseline
▲ 0.50% · 4.625%
HK$9,185
+HK$527/mo
Deposit HK$766K · loan HK$1.79M · min. income ≈ HK$17,316/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,064
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,307
−HK$246/mo
Today · 4.125%
HK$9,553
baseline
▲ 0.50% · 4.625%
HK$10,057
+HK$504/mo
Deposit HK$766K · loan HK$1.79M · min. income ≈ HK$19,106/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,729
−HK$548/mo
▼ 0.25% · 3.875%
HK$9,001
−HK$276/mo
Today · 4.125%
HK$9,277
baseline
▲ 0.50% · 4.625%
HK$9,841
+HK$564/mo
Deposit HK$638K · loan HK$1.91M · min. income ≈ HK$18,554/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,711
−HK$525/mo
▼ 0.25% · 3.875%
HK$9,972
−HK$264/mo
Today · 4.125%
HK$10,236
baseline
▲ 0.50% · 4.625%
HK$10,775
+HK$539/mo
Deposit HK$638K · loan HK$1.91M · min. income ≈ HK$20,472/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,311
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,601
−HK$294/mo
Today · 4.125%
HK$9,895
baseline
▲ 0.50% · 4.625%
HK$10,497
+HK$602/mo
Deposit HK$510K · loan HK$2.04M · min. income ≈ HK$19,790/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,358
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,636
−HK$282/mo
Today · 4.125%
HK$10,918
baseline
▲ 0.50% · 4.625%
HK$11,494
+HK$576/mo
Deposit HK$510K · loan HK$2.04M · min. income ≈ HK$21,836/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,893
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,201
−HK$312/mo
Today · 4.125%
HK$10,513
baseline
▲ 0.50% · 4.625%
HK$11,153
+HK$640/mo
Deposit HK$383K · loan HK$2.17M · min. income ≈ HK$21,026/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,006
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,301
−HK$299/mo
Today · 4.125%
HK$11,600
baseline
▲ 0.50% · 4.625%
HK$12,212
+HK$612/mo
Deposit HK$383K · loan HK$2.17M · min. income ≈ HK$23,200/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,475
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,801
−HK$331/mo
Today · 4.125%
HK$11,132
baseline
▲ 0.50% · 4.625%
HK$11,809
+HK$677/mo
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$22,264/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,653
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,966
−HK$317/mo
Today · 4.125%
HK$12,283
baseline
▲ 0.50% · 4.625%
HK$12,930
+HK$647/mo
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$24,566/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).