▼ 0.50% · 3.625%
HK$19,475
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,081
−HK$616/mo
Today · 4.125%
HK$20,697
baseline
▲ 0.50% · 4.625%
HK$21,956
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,394/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,247
−HK$590/mo
Today · 4.125%
HK$22,837
baseline
▲ 0.50% · 4.625%
HK$24,040
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,674/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,423
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,089
−HK$677/mo
Today · 4.125%
HK$22,766
baseline
▲ 0.50% · 4.625%
HK$24,151
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,532/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,833
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,472
−HK$648/mo
Today · 4.125%
HK$25,120
baseline
▲ 0.50% · 4.625%
HK$26,444
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,240/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,370
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,097
−HK$739/mo
Today · 4.125%
HK$24,836
baseline
▲ 0.50% · 4.625%
HK$26,347
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,672/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,999
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,697
−HK$707/mo
Today · 4.125%
HK$27,404
baseline
▲ 0.50% · 4.625%
HK$28,848
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,808/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,105
−HK$801/mo
Today · 4.125%
HK$26,906
baseline
▲ 0.50% · 4.625%
HK$28,543
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,812/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,166
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,921
−HK$767/mo
Today · 4.125%
HK$29,688
baseline
▲ 0.50% · 4.625%
HK$31,252
+HK$1,564/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,376/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,265
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,114
−HK$861/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,738
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,332
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,146
−HK$825/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,657
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,213
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,122
−HK$923/mo
Today · 4.125%
HK$31,045
baseline
▲ 0.50% · 4.625%
HK$32,934
+HK$1,889/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,090/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$884/mo
Today · 4.125%
HK$34,255
baseline
▲ 0.50% · 4.625%
HK$36,061
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,510/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,160
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,130
−HK$984/mo
Today · 4.125%
HK$33,114
baseline
▲ 0.50% · 4.625%
HK$35,129
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,228/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,666
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,595
−HK$944/mo
Today · 4.125%
HK$36,539
baseline
▲ 0.50% · 4.625%
HK$38,465
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,078/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,138
−HK$1,046/mo
Today · 4.125%
HK$35,184
baseline
▲ 0.50% · 4.625%
HK$37,325
+HK$2,141/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,368/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,832
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,820
−HK$1,002/mo
Today · 4.125%
HK$38,822
baseline
▲ 0.50% · 4.625%
HK$40,869
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,644/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,056
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,146
−HK$1,108/mo
Today · 4.125%
HK$37,254
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$2,267/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,508/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,999
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,045
−HK$1,061/mo
Today · 4.125%
HK$41,106
baseline
▲ 0.50% · 4.625%
HK$43,273
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,212/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).