▼ 0.50% · 3.625%
HK$4,036
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$127/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$261/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$122/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$249/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$140/mo
Today · 4.125%
HK$4,718
baseline
▲ 0.50% · 4.625%
HK$5,005
+HK$287/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$9,436/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,939
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$134/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$275/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$153/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$313/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$146/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$300/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,247
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$166/mo
Today · 4.125%
HK$5,576
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$339/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$11,152/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,837
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,994
−HK$159/mo
Today · 4.125%
HK$6,153
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$324/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$12,306/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$179/mo
Today · 4.125%
HK$6,005
baseline
▲ 0.50% · 4.625%
HK$6,370
+HK$365/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,010/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,286
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$171/mo
Today · 4.125%
HK$6,626
baseline
▲ 0.50% · 4.625%
HK$6,975
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,252/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$191/mo
Today · 4.125%
HK$6,434
baseline
▲ 0.50% · 4.625%
HK$6,825
+HK$391/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,868/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,735
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$183/mo
Today · 4.125%
HK$7,099
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$374/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,198/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,458
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$204/mo
Today · 4.125%
HK$6,863
baseline
▲ 0.50% · 4.625%
HK$7,280
+HK$417/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,726/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,184
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,377
−HK$196/mo
Today · 4.125%
HK$7,573
baseline
▲ 0.50% · 4.625%
HK$7,972
+HK$399/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,146/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,862
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,075
−HK$217/mo
Today · 4.125%
HK$7,292
baseline
▲ 0.50% · 4.625%
HK$7,736
+HK$444/mo
Deposit HK$266K · loan HK$1.50M · min. income ≈ HK$14,584/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,633
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,838
−HK$208/mo
Today · 4.125%
HK$8,046
baseline
▲ 0.50% · 4.625%
HK$8,470
+HK$424/mo
Deposit HK$266K · loan HK$1.50M · min. income ≈ HK$16,092/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,265
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,491
−HK$230/mo
Today · 4.125%
HK$7,721
baseline
▲ 0.50% · 4.625%
HK$8,191
+HK$470/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,442/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,082
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,299
−HK$220/mo
Today · 4.125%
HK$8,519
baseline
▲ 0.50% · 4.625%
HK$8,968
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,038/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).