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At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$14,983/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$344K · loan HK$3.09M · min. income ≈ HK$29,966/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- L
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-31 | HK$5.08M | +27.3% 3.4y · 8.0%/yr |
| 2017-03-08 | HK$3.99M | +115.7% 5.0y · 23.0%/yr |
| 2012-02-20 | HK$1.85M | +122.9% |
| 2007-07-11 | HK$830K | +48.2% |
| 2003-10-22 | HK$560K | −52.1% |
| 1996-05-09 | HK$1.17M | — |