▼ 0.50% · 3.625%
HK$21,202
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,862
−HK$670/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,903
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,220
−HK$642/mo
Today · 4.125%
HK$24,862
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,724/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,322
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,048
−HK$737/mo
Today · 4.125%
HK$24,785
baseline
▲ 0.50% · 4.625%
HK$26,293
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,570/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,946
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,642
−HK$706/mo
Today · 4.125%
HK$27,348
baseline
▲ 0.50% · 4.625%
HK$28,789
+HK$1,441/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,696/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,443
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,234
−HK$804/mo
Today · 4.125%
HK$27,038
baseline
▲ 0.50% · 4.625%
HK$28,683
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,076/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,305
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,064
−HK$770/mo
Today · 4.125%
HK$29,834
baseline
▲ 0.50% · 4.625%
HK$31,407
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,668/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,563
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,420
−HK$871/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$31,074
+HK$1,783/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,663
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,486
−HK$834/mo
Today · 4.125%
HK$32,320
baseline
▲ 0.50% · 4.625%
HK$34,024
+HK$1,704/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,640/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,683
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,606
−HK$939/mo
Today · 4.125%
HK$31,545
baseline
▲ 0.50% · 4.625%
HK$33,464
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,090/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,022
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,908
−HK$898/mo
Today · 4.125%
HK$34,806
baseline
▲ 0.50% · 4.625%
HK$36,641
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,612/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,803
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,793
−HK$1,005/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,854
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$962/mo
Today · 4.125%
HK$37,292
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$1,966/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,584/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,924
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,979
−HK$1,072/mo
Today · 4.125%
HK$36,051
baseline
▲ 0.50% · 4.625%
HK$38,244
+HK$2,193/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,102/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,740
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,752
−HK$1,027/mo
Today · 4.125%
HK$39,779
baseline
▲ 0.50% · 4.625%
HK$41,875
+HK$2,096/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,558/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,044
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,165
−HK$1,139/mo
Today · 4.125%
HK$38,304
baseline
▲ 0.50% · 4.625%
HK$40,635
+HK$2,331/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,608/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,098
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,174
−HK$1,091/mo
Today · 4.125%
HK$42,265
baseline
▲ 0.50% · 4.625%
HK$44,493
+HK$2,228/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,530/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,164
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,351
−HK$1,206/mo
Today · 4.125%
HK$40,557
baseline
▲ 0.50% · 4.625%
HK$43,025
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,114/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,457
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,596
−HK$1,155/mo
Today · 4.125%
HK$44,751
baseline
▲ 0.50% · 4.625%
HK$47,110
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,502/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,818 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).