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Crescira AVM · estimated value Medium confidence
HK$2.43M
≈ HK$7,580 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$243K, with repayments around HK$10,579/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,955
−HK$624/mo
▼ 0.25% · 3.875%
HK$10,265
−HK$314/mo
Today · 4.125%
HK$10,579
baseline
▲ 0.50% · 4.625%
HK$11,223
+HK$644/mo

Deposit HK$243K · loan HK$2.18M · min. income ≈ HK$21,158/mo (50% DSR)

Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
4
Saleable Area
320 ft²
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2021-03-04 HK$3.49M +398.6%
12.7y
2008-07-02 HK$700K +16.7%
2005-06-21 HK$600K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lam Tin
≈ 9 min walk · 683 m
Education
18
schools within 1 km (5 within 500 m)
Daily convenience
20
within 1 km (5 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com