▼ 0.50% · 3.625%
HK$4,342
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$137/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$281/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$132/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$268/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$151/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$309/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,457
−HK$144/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$295/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$165/mo
Today · 4.125%
HK$5,538
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$337/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,076/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$157/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$322/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,821
−HK$178/mo
Today · 4.125%
HK$5,999
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$11,998/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,280
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,449
−HK$170/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,269
−HK$192/mo
Today · 4.125%
HK$6,461
baseline
▲ 0.50% · 4.625%
HK$6,854
+HK$393/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,922/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,763
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,945
−HK$184/mo
Today · 4.125%
HK$7,129
baseline
▲ 0.50% · 4.625%
HK$7,504
+HK$375/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,258/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,514
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,716
−HK$206/mo
Today · 4.125%
HK$6,922
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,844/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,246
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,441
−HK$197/mo
Today · 4.125%
HK$7,638
baseline
▲ 0.50% · 4.625%
HK$8,040
+HK$402/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,276/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,164
−HK$220/mo
Today · 4.125%
HK$7,384
baseline
▲ 0.50% · 4.625%
HK$7,833
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,768/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,729
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,937
−HK$210/mo
Today · 4.125%
HK$8,147
baseline
▲ 0.50% · 4.625%
HK$8,577
+HK$430/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,294/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,612
−HK$233/mo
Today · 4.125%
HK$7,845
baseline
▲ 0.50% · 4.625%
HK$8,322
+HK$477/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,690/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,213
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,433
−HK$223/mo
Today · 4.125%
HK$8,656
baseline
▲ 0.50% · 4.625%
HK$9,113
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,312/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,816
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,060
−HK$247/mo
Today · 4.125%
HK$8,307
baseline
▲ 0.50% · 4.625%
HK$8,812
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,614/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,696
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,929
−HK$236/mo
Today · 4.125%
HK$9,165
baseline
▲ 0.50% · 4.625%
HK$9,649
+HK$484/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,330/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).