▼ 0.50% · 3.625%
HK$22,324
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,018
−HK$706/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,835
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,501
−HK$676/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,556
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,556
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,320
−HK$776/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,684
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,318
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,051
−HK$743/mo
Today · 4.125%
HK$28,794
baseline
▲ 0.50% · 4.625%
HK$30,312
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$57,588/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,788
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$846/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$30,201
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,802
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$811/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,068
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,021
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,924
−HK$917/mo
Today · 4.125%
HK$30,841
baseline
▲ 0.50% · 4.625%
HK$32,717
+HK$1,876/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,682/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,285
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,151
−HK$879/mo
Today · 4.125%
HK$34,030
baseline
▲ 0.50% · 4.625%
HK$35,823
+HK$1,793/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,060/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,253
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$988/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$35,234
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,769
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,701
−HK$946/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,579
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,486
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,527
−HK$1,058/mo
Today · 4.125%
HK$35,585
baseline
▲ 0.50% · 4.625%
HK$37,751
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,170/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,252
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,251
−HK$1,014/mo
Today · 4.125%
HK$39,265
baseline
▲ 0.50% · 4.625%
HK$41,335
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,530/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,718
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,829
−HK$1,129/mo
Today · 4.125%
HK$37,958
baseline
▲ 0.50% · 4.625%
HK$40,267
+HK$2,309/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,916/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,736
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,801
−HK$1,082/mo
Today · 4.125%
HK$41,883
baseline
▲ 0.50% · 4.625%
HK$44,090
+HK$2,207/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,766/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,950
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,131
−HK$1,199/mo
Today · 4.125%
HK$40,330
baseline
▲ 0.50% · 4.625%
HK$42,784
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,660/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,219
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,352
−HK$1,148/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$46,846
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,183
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,433
−HK$1,269/mo
Today · 4.125%
HK$42,702
baseline
▲ 0.50% · 4.625%
HK$45,301
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,404/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,703
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,902
−HK$1,216/mo
Today · 4.125%
HK$47,118
baseline
▲ 0.50% · 4.625%
HK$49,602
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,236/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,999 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).