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At today's rate and a 90% mortgage, the deposit on this unit is about HK$245K, with repayments around HK$10,695/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$21,390/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 244 Saleable ft²
- Gross Area
- 327 ft²
- Efficiency
- 75%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-03-31 | HK$2.80M | +102.9% 5.3y · 20.0%/yr |
| 2011-12-15 | HK$1.38M | +35.3% |
| 2009-11-25 | HK$1.02M | +9.7% |
| 2009-08-12 | HK$930K | +5.7% |
| 2008-02-15 | HK$880K | +49.2% |
| 2006-04-07 | HK$590K | −9.2% |
| 2005-08-19 | HK$650K | +44.4% |
| 2004-03-06 | HK$450K | −59.8% |
| 1997-04-29 | HK$1.12M | — |