At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,535/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$287K · loan HK$2.59M · min. income ≈ HK$25,070/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- NO. 4
- Saleable Area
- 473 Saleable ft²
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-19 | HK$2.98M | −5.4% 6.9y · −1.0%/yr |
| 2023-12-20 | HK$3.15M | +1.6% 6.6y · 0.0%/yr |
| 2017-05-08 | HK$3.10M | +355.9% 11.9y · 30.0%/yr |
| 2005-06-20 | HK$680K | — |