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Crescira AVM · estimated value Medium confidence
HK$3.23M
≈ HK$7,289 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$323K, with repayments around HK$14,085/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,253
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,666
−HK$419/mo
Today · 4.125%
HK$14,085
baseline
▲ 0.50% · 4.625%
HK$14,942
+HK$857/mo

Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,170/mo (50% DSR)

Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wong Tai Sin Station
≈ 6 min walk · 453 m
Education
60
schools within 1 km (22 within 500 m)
Daily convenience
54
within 1 km (24 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Wong Tai Sin Station Station.

Family-friendly — 60 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
8/F
Flat
NO. 12
Saleable Area
443 Saleable ft²
Gross Area
600 ft²
Efficiency
74%
District
Wong Tai Sin District · Kowloon
School net (POA)
45

Transaction History

Date Price Gain / loss
2021-04-15 HK$4.70M +27.0%
3.4y · 8.0%/yr
2017-11-20 HK$3.70M +105.6%
6.5y · 16.0%/yr
2011-05-31 HK$1.80M +65.1%
2009-06-30 HK$1.09M +12.4%
2005-04-23 HK$970K −24.2%
1997-03-11 HK$1.28M
Data sourced from Renavon.com