▼ 0.50% · 3.625%
HK$3,886
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$123/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$251/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$118/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$240/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$135/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$276/mo
Deposit HK$767K · loan HK$937K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$129/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$265/mo
Deposit HK$767K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,808
−HK$148/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,257
+HK$301/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,327
−HK$141/mo
Today · 4.125%
HK$5,468
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$288/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,936/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$160/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,695
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,620
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,771
−HK$153/mo
Today · 4.125%
HK$5,924
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,848/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$172/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$351/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$164/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,716
+HK$337/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$185/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$376/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$176/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$197/mo
Today · 4.125%
HK$6,608
baseline
▲ 0.50% · 4.625%
HK$7,010
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,216/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,917
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$188/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,606
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,812
−HK$209/mo
Today · 4.125%
HK$7,021
baseline
▲ 0.50% · 4.625%
HK$7,448
+HK$427/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,042/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,349
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,546
−HK$200/mo
Today · 4.125%
HK$7,746
baseline
▲ 0.50% · 4.625%
HK$8,155
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,492/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,995
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,212
−HK$221/mo
Today · 4.125%
HK$7,433
baseline
▲ 0.50% · 4.625%
HK$7,886
+HK$453/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,866/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,782
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,990
−HK$212/mo
Today · 4.125%
HK$8,202
baseline
▲ 0.50% · 4.625%
HK$8,634
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,404/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).