▼ 0.50% · 3.625%
HK$4,314
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$136/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$279/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$131/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$267/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,746
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$150/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,350
+HK$307/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,280
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,421
−HK$144/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,858
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$164/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,837
+HK$335/mo
Deposit HK$757K · loan HK$1.14M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,760
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$157/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$320/mo
Deposit HK$757K · loan HK$1.14M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,609
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,783
−HK$177/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,323
+HK$363/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,240
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,407
−HK$170/mo
Today · 4.125%
HK$6,577
baseline
▲ 0.50% · 4.625%
HK$6,923
+HK$346/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,154/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$191/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$390/mo
Deposit HK$568K · loan HK$1.32M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,900
−HK$183/mo
Today · 4.125%
HK$7,083
baseline
▲ 0.50% · 4.625%
HK$7,456
+HK$373/mo
Deposit HK$568K · loan HK$1.32M · min. income ≈ HK$14,166/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,673
−HK$204/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,296
+HK$419/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,200
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,393
−HK$195/mo
Today · 4.125%
HK$7,588
baseline
▲ 0.50% · 4.625%
HK$7,988
+HK$400/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,176/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,903
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,118
−HK$218/mo
Today · 4.125%
HK$7,336
baseline
▲ 0.50% · 4.625%
HK$7,782
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,672/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,679
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,885
−HK$209/mo
Today · 4.125%
HK$8,094
baseline
▲ 0.50% · 4.625%
HK$8,521
+HK$427/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,188/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,334
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,563
−HK$231/mo
Today · 4.125%
HK$7,794
baseline
▲ 0.50% · 4.625%
HK$8,269
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,588/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,159
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,378
−HK$222/mo
Today · 4.125%
HK$8,600
baseline
▲ 0.50% · 4.625%
HK$9,054
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,200/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,766
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,007
−HK$246/mo
Today · 4.125%
HK$8,253
baseline
▲ 0.50% · 4.625%
HK$8,755
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,506/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,639
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,871
−HK$235/mo
Today · 4.125%
HK$9,106
baseline
▲ 0.50% · 4.625%
HK$9,586
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,212/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).