At today's rate and a 90% mortgage, the deposit on this unit is about HK$274K, with repayments around HK$11,964/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$274K · loan HK$2.47M · min. income ≈ HK$23,928/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 312 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-29 | HK$3.80M | +15.2% 3.5y · 4.0%/yr |
| 2022-10-25 | HK$3.30M | −8.3% 1.7y · −5.0%/yr |
| 2021-01-28 | HK$3.60M | +453.8% 16.0y · 28.0%/yr |
| 2005-02-26 | HK$650K | — |