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At today's rate and a 90% mortgage, the deposit on this unit is about HK$255K, with repayments around HK$11,108/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$255K · loan HK$2.29M · min. income ≈ HK$22,216/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 255 Saleable ft²
- Gross Area
- 319 ft²
- Efficiency
- 80%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-16 | HK$3.30M | +41.6% 4.4y · 10.0%/yr |
| 2016-04-19 | HK$2.33M | +18.3% 3.4y · 5.0%/yr |
| 2012-12-11 | HK$1.97M | +58.9% |
| 2011-02-01 | HK$1.24M | +29.2% |
| 2010-04-29 | HK$960K | +29.7% |
| 2009-06-25 | HK$740K | +15.6% |
| 2006-03-17 | HK$640K | +23.1% |
| 2004-11-18 | HK$520K | −42.2% |
| 1996-10-30 | HK$900K | — |