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Crescira AVM · estimated value Medium confidence
HK$3.22M
≈ HK$6,207 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$322K, with repayments around HK$14,023/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,196
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,606
−HK$417/mo
Today · 4.125%
HK$14,023
baseline
▲ 0.50% · 4.625%
HK$14,877
+HK$854/mo

Deposit HK$322K · loan HK$2.89M · min. income ≈ HK$28,046/mo (50% DSR)

Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
1 (NO. 2)
Saleable Area
518 ft²
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2009-06-01 HK$1.03M +14.4%
2008-11-17 HK$900K +25.0%
2006-12-12 HK$720K −7.7%
2005-11-23 HK$780K +66.0%
2001-02-03 HK$470K −4.1%
1999-11-15 HK$490K −48.4%
1997-07-11 HK$950K +21.8%
1997-06-07 HK$780K −32.2%
1996-12-23 HK$1.15M +91.7%
1996-02-13 HK$600K −18.9%
1995-12-01 HK$740K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kai Tak
≈ 9 min walk · 705 m
Education
50
schools within 1 km (16 within 500 m)
Daily convenience
62
within 1 km (15 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
68
parks, libraries, sports within 1 km

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 62 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com