▼ 0.50% · 3.625%
HK$5,590
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,764
−HK$176/mo
Today · 4.125%
HK$5,940
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$362/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,880/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$170/mo
Today · 4.125%
HK$6,555
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$345/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,110/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,340
−HK$194/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,932
+HK$398/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,840
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,024
−HK$186/mo
Today · 4.125%
HK$7,210
baseline
▲ 0.50% · 4.625%
HK$7,590
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,420/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,562
+HK$434/mo
Deposit HK$981K · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$204/mo
Today · 4.125%
HK$7,866
baseline
▲ 0.50% · 4.625%
HK$8,280
+HK$414/mo
Deposit HK$981K · loan HK$1.47M · min. income ≈ HK$15,732/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,267
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,493
−HK$229/mo
Today · 4.125%
HK$7,722
baseline
▲ 0.50% · 4.625%
HK$8,192
+HK$470/mo
Deposit HK$858K · loan HK$1.59M · min. income ≈ HK$15,444/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,084
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,301
−HK$220/mo
Today · 4.125%
HK$8,521
baseline
▲ 0.50% · 4.625%
HK$8,970
+HK$449/mo
Deposit HK$858K · loan HK$1.59M · min. income ≈ HK$17,042/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,826
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,069
−HK$248/mo
Today · 4.125%
HK$8,317
baseline
▲ 0.50% · 4.625%
HK$8,823
+HK$506/mo
Deposit HK$735K · loan HK$1.72M · min. income ≈ HK$16,634/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,706
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,940
−HK$236/mo
Today · 4.125%
HK$9,176
baseline
▲ 0.50% · 4.625%
HK$9,660
+HK$484/mo
Deposit HK$735K · loan HK$1.72M · min. income ≈ HK$18,352/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,385
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,646
−HK$265/mo
Today · 4.125%
HK$8,911
baseline
▲ 0.50% · 4.625%
HK$9,453
+HK$542/mo
Deposit HK$613K · loan HK$1.84M · min. income ≈ HK$17,822/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,328
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,578
−HK$254/mo
Today · 4.125%
HK$9,832
baseline
▲ 0.50% · 4.625%
HK$10,350
+HK$518/mo
Deposit HK$613K · loan HK$1.84M · min. income ≈ HK$19,664/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,944
−HK$561/mo
▼ 0.25% · 3.875%
HK$9,222
−HK$283/mo
Today · 4.125%
HK$9,505
baseline
▲ 0.50% · 4.625%
HK$10,083
+HK$578/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$19,010/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,950
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,217
−HK$270/mo
Today · 4.125%
HK$10,487
baseline
▲ 0.50% · 4.625%
HK$11,040
+HK$553/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$20,974/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,503
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,798
−HK$301/mo
Today · 4.125%
HK$10,099
baseline
▲ 0.50% · 4.625%
HK$10,713
+HK$614/mo
Deposit HK$368K · loan HK$2.08M · min. income ≈ HK$20,198/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,572
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,855
−HK$288/mo
Today · 4.125%
HK$11,143
baseline
▲ 0.50% · 4.625%
HK$11,730
+HK$587/mo
Deposit HK$368K · loan HK$2.08M · min. income ≈ HK$22,286/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,062
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,375
−HK$318/mo
Today · 4.125%
HK$10,693
baseline
▲ 0.50% · 4.625%
HK$11,343
+HK$650/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$21,386/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,194
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,494
−HK$304/mo
Today · 4.125%
HK$11,798
baseline
▲ 0.50% · 4.625%
HK$12,420
+HK$622/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$23,596/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).