▼ 0.50% · 3.625%
HK$3,993
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$126/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,502
+HK$258/mo
Deposit HK$876K · loan HK$876K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$121/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$246/mo
Deposit HK$876K · loan HK$876K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$139/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,952
+HK$284/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$133/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,422
+HK$271/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,941
−HK$152/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$309/mo
Deposit HK$701K · loan HK$1.05M · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$145/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$296/mo
Deposit HK$701K · loan HK$1.05M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,353
−HK$164/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$336/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$157/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$321/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$176/mo
Today · 4.125%
HK$5,941
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$362/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$11,882/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,386
−HK$170/mo
Today · 4.125%
HK$6,556
baseline
▲ 0.50% · 4.625%
HK$6,901
+HK$345/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$13,112/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,990
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$190/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,753
+HK$387/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,664
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$181/mo
Today · 4.125%
HK$7,024
baseline
▲ 0.50% · 4.625%
HK$7,394
+HK$370/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$14,048/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$202/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,108
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,299
−HK$193/mo
Today · 4.125%
HK$7,492
baseline
▲ 0.50% · 4.625%
HK$7,887
+HK$395/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,984/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,789
−HK$425/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$214/mo
Today · 4.125%
HK$7,214
baseline
▲ 0.50% · 4.625%
HK$7,653
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,428/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,552
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,755
−HK$205/mo
Today · 4.125%
HK$7,960
baseline
▲ 0.50% · 4.625%
HK$8,380
+HK$420/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,920/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,188
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,412
−HK$227/mo
Today · 4.125%
HK$7,639
baseline
▲ 0.50% · 4.625%
HK$8,104
+HK$465/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,278/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,997
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,211
−HK$218/mo
Today · 4.125%
HK$8,429
baseline
▲ 0.50% · 4.625%
HK$8,873
+HK$444/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,858/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).