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At today's rate and a 90% mortgage, the deposit on this unit is about HK$457K, with repayments around HK$19,935/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,870/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Choi Hung Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 84%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-08 | HK$4.51M | +59.9% 14.0y |
| 2011-12-30 | HK$2.82M | +78.5% 5.6y |
| 2006-05-12 | HK$1.58M | +16.2% 5.1y |
| 2001-03-30 | HK$1.36M | −57.2% 3.5y |
| 1997-09-30 | HK$3.18M | — |