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Crescira AVM · estimated value Medium confidence
HK$6.38M
≈ HK$14,022 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$638K, with repayments around HK$27,829/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$26,187
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,002
−HK$827/mo
Today · 4.125%
HK$27,829
baseline
▲ 0.50% · 4.625%
HK$29,523
+HK$1,694/mo

Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,658/mo (50% DSR)

Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$173,019 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
F
Saleable Area
455 ft²
Gross Area
527 ft²
Efficiency
86%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2016-08-22 HK$6.48M +80.0%
6.3y
2010-05-13 HK$3.60M +46.9%
2005-09-21 HK$2.45M +0.8%
1999-04-10 HK$2.43M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lok Fu
≈ 10 min walk · 736 m
Education
80
schools within 1 km (16 within 500 m)
Daily convenience
27
within 1 km (8 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com