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At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,656/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.41M · min. income ≈ HK$23,312/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 421 Saleable ft²
- Gross Area
- 265 ft²
- Efficiency
- 159%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-21 | HK$3.38M | −4.8% 4.7y · −1.0%/yr |
| 2021-07-27 | HK$3.55M | +26.8% 4.1y · 7.0%/yr |
| 2017-06-26 | HK$2.80M | +617.9% 15.8y · 39.0%/yr |
| 2001-08-30 | HK$390K | −48.0% |
| 1998-03-31 | HK$750K | — |