▼ 0.50% · 3.625%
HK$4,098
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$130/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$124/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$253/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$142/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$292/mo
Deposit HK$809K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$136/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$279/mo
Deposit HK$809K · loan HK$988K · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$156/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$149/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$304/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$168/mo
Today · 4.125%
HK$5,661
baseline
▲ 0.50% · 4.625%
HK$6,006
+HK$345/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,322/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$161/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$330/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$182/mo
Today · 4.125%
HK$6,097
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$370/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,194/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$174/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,082
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,338
−HK$194/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,929
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,838
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$186/mo
Today · 4.125%
HK$7,207
baseline
▲ 0.50% · 4.625%
HK$7,587
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,414/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,556
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,760
−HK$207/mo
Today · 4.125%
HK$6,967
baseline
▲ 0.50% · 4.625%
HK$7,391
+HK$424/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,934/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,294
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$199/mo
Today · 4.125%
HK$7,688
baseline
▲ 0.50% · 4.625%
HK$8,093
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,376/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,966
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,183
−HK$220/mo
Today · 4.125%
HK$7,403
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$450/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,806/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,750
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,958
−HK$210/mo
Today · 4.125%
HK$8,168
baseline
▲ 0.50% · 4.625%
HK$8,599
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,336/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,376
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,605
−HK$233/mo
Today · 4.125%
HK$7,838
baseline
▲ 0.50% · 4.625%
HK$8,315
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,676/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,206
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,426
−HK$223/mo
Today · 4.125%
HK$8,649
baseline
▲ 0.50% · 4.625%
HK$9,105
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,298/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).