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At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,256/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.94M · min. income ≈ HK$28,512/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- NO. 9A
- Saleable Area
- 443 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-29 | HK$4.36M | +9.0% 3.7y · 2.0%/yr |
| 2019-08-20 | HK$4.00M | +1.5% 1.7y · 1.0%/yr |
| 2017-11-13 | HK$3.94M | +369.0% 9.7y · 14.0%/yr |
| 2005-05-24 | HK$840K | +16.7% |
| 2005-02-19 | HK$720K | — |