▼ 0.50% · 3.625%
HK$5,572
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$176/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$360/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,365
−HK$168/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,878
+HK$345/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,129
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$194/mo
Today · 4.125%
HK$6,513
baseline
▲ 0.50% · 4.625%
HK$6,909
+HK$396/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$13,026/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,818
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,001
−HK$186/mo
Today · 4.125%
HK$7,187
baseline
▲ 0.50% · 4.625%
HK$7,565
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,374/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$211/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,537
+HK$432/mo
Deposit HK$977K · loan HK$1.47M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,438
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,637
−HK$203/mo
Today · 4.125%
HK$7,840
baseline
▲ 0.50% · 4.625%
HK$8,253
+HK$413/mo
Deposit HK$977K · loan HK$1.47M · min. income ≈ HK$15,680/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,243
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,468
−HK$229/mo
Today · 4.125%
HK$7,697
baseline
▲ 0.50% · 4.625%
HK$8,166
+HK$469/mo
Deposit HK$855K · loan HK$1.59M · min. income ≈ HK$15,394/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,058
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,274
−HK$219/mo
Today · 4.125%
HK$8,493
baseline
▲ 0.50% · 4.625%
HK$8,941
+HK$448/mo
Deposit HK$855K · loan HK$1.59M · min. income ≈ HK$16,986/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,800
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,043
−HK$246/mo
Today · 4.125%
HK$8,289
baseline
▲ 0.50% · 4.625%
HK$8,794
+HK$505/mo
Deposit HK$733K · loan HK$1.71M · min. income ≈ HK$16,578/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,678
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,910
−HK$236/mo
Today · 4.125%
HK$9,146
baseline
▲ 0.50% · 4.625%
HK$9,629
+HK$483/mo
Deposit HK$733K · loan HK$1.71M · min. income ≈ HK$18,292/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,357
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,617
−HK$264/mo
Today · 4.125%
HK$8,881
baseline
▲ 0.50% · 4.625%
HK$9,422
+HK$541/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$17,762/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,297
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,547
−HK$253/mo
Today · 4.125%
HK$9,800
baseline
▲ 0.50% · 4.625%
HK$10,316
+HK$516/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$19,600/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,915
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,192
−HK$282/mo
Today · 4.125%
HK$9,474
baseline
▲ 0.50% · 4.625%
HK$10,050
+HK$576/mo
Deposit HK$489K · loan HK$1.95M · min. income ≈ HK$18,948/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,917
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,183
−HK$270/mo
Today · 4.125%
HK$10,453
baseline
▲ 0.50% · 4.625%
HK$11,004
+HK$551/mo
Deposit HK$489K · loan HK$1.95M · min. income ≈ HK$20,906/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,472
−HK$594/mo
▼ 0.25% · 3.875%
HK$9,766
−HK$300/mo
Today · 4.125%
HK$10,066
baseline
▲ 0.50% · 4.625%
HK$10,678
+HK$612/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,132/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,537
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,820
−HK$286/mo
Today · 4.125%
HK$11,106
baseline
▲ 0.50% · 4.625%
HK$11,692
+HK$586/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,212/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,029
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,341
−HK$317/mo
Today · 4.125%
HK$10,658
baseline
▲ 0.50% · 4.625%
HK$11,306
+HK$648/mo
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$21,316/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,157
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,456
−HK$304/mo
Today · 4.125%
HK$11,760
baseline
▲ 0.50% · 4.625%
HK$12,380
+HK$620/mo
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$23,520/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).