▼ 0.50% · 3.625%
HK$3,234
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,334
−HK$102/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,646
+HK$210/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$98/mo
Today · 4.125%
HK$3,792
baseline
▲ 0.50% · 4.625%
HK$3,992
+HK$200/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$7,584/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,668
−HK$112/mo
Today · 4.125%
HK$3,780
baseline
▲ 0.50% · 4.625%
HK$4,010
+HK$230/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$7,560/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$108/mo
Today · 4.125%
HK$4,171
baseline
▲ 0.50% · 4.625%
HK$4,391
+HK$220/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$8,342/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$123/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$251/mo
Deposit HK$567K · loan HK$851K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$117/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$240/mo
Deposit HK$567K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$133/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$272/mo
Deposit HK$496K · loan HK$922K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$127/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$260/mo
Deposit HK$496K · loan HK$922K · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$143/mo
Today · 4.125%
HK$4,811
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$293/mo
Deposit HK$425K · loan HK$993K · min. income ≈ HK$9,622/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$137/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$280/mo
Deposit HK$425K · loan HK$993K · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,001
−HK$154/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,468
+HK$313/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,396
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$147/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$5,987
+HK$299/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$163/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$335/mo
Deposit HK$284K · loan HK$1.13M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,756
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,910
−HK$157/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,387
+HK$320/mo
Deposit HK$284K · loan HK$1.13M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$174/mo
Today · 4.125%
HK$5,842
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$355/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,684/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,116
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,280
−HK$166/mo
Today · 4.125%
HK$6,446
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$340/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,892/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,821
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$184/mo
Today · 4.125%
HK$6,186
baseline
▲ 0.50% · 4.625%
HK$6,562
+HK$376/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,372/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,475
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,649
−HK$176/mo
Today · 4.125%
HK$6,825
baseline
▲ 0.50% · 4.625%
HK$7,185
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,650/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).