▼ 0.50% · 3.625%
HK$5,980
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,166
−HK$189/mo
Today · 4.125%
HK$6,355
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$386/mo
Deposit HK$1.31M · loan HK$1.31M · min. income ≈ HK$12,710/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,652
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$181/mo
Today · 4.125%
HK$7,012
baseline
▲ 0.50% · 4.625%
HK$7,381
+HK$369/mo
Deposit HK$1.31M · loan HK$1.31M · min. income ≈ HK$14,024/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,578
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,782
−HK$208/mo
Today · 4.125%
HK$6,990
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$425/mo
Deposit HK$1.18M · loan HK$1.44M · min. income ≈ HK$13,980/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,318
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,514
−HK$199/mo
Today · 4.125%
HK$7,713
baseline
▲ 0.50% · 4.625%
HK$8,119
+HK$406/mo
Deposit HK$1.18M · loan HK$1.44M · min. income ≈ HK$15,426/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,176
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,399
−HK$227/mo
Today · 4.125%
HK$7,626
baseline
▲ 0.50% · 4.625%
HK$8,090
+HK$464/mo
Deposit HK$1.05M · loan HK$1.57M · min. income ≈ HK$15,252/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,983
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,197
−HK$217/mo
Today · 4.125%
HK$8,414
baseline
▲ 0.50% · 4.625%
HK$8,858
+HK$444/mo
Deposit HK$1.05M · loan HK$1.57M · min. income ≈ HK$16,828/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,774
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,015
−HK$246/mo
Today · 4.125%
HK$8,261
baseline
▲ 0.50% · 4.625%
HK$8,764
+HK$503/mo
Deposit HK$918K · loan HK$1.70M · min. income ≈ HK$16,522/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,648
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,880
−HK$235/mo
Today · 4.125%
HK$9,115
baseline
▲ 0.50% · 4.625%
HK$9,596
+HK$481/mo
Deposit HK$918K · loan HK$1.70M · min. income ≈ HK$18,230/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,371
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,632
−HK$264/mo
Today · 4.125%
HK$8,896
baseline
▲ 0.50% · 4.625%
HK$9,438
+HK$542/mo
Deposit HK$787K · loan HK$1.84M · min. income ≈ HK$17,792/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,313
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,563
−HK$253/mo
Today · 4.125%
HK$9,816
baseline
▲ 0.50% · 4.625%
HK$10,334
+HK$518/mo
Deposit HK$787K · loan HK$1.84M · min. income ≈ HK$19,632/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,969
−HK$563/mo
▼ 0.25% · 3.875%
HK$9,248
−HK$284/mo
Today · 4.125%
HK$9,532
baseline
▲ 0.50% · 4.625%
HK$10,112
+HK$580/mo
Deposit HK$656K · loan HK$1.97M · min. income ≈ HK$19,064/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,978
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,246
−HK$272/mo
Today · 4.125%
HK$10,518
baseline
▲ 0.50% · 4.625%
HK$11,072
+HK$554/mo
Deposit HK$656K · loan HK$1.97M · min. income ≈ HK$21,036/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,567
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,865
−HK$302/mo
Today · 4.125%
HK$10,167
baseline
▲ 0.50% · 4.625%
HK$10,786
+HK$619/mo
Deposit HK$524K · loan HK$2.10M · min. income ≈ HK$20,334/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,644
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,929
−HK$290/mo
Today · 4.125%
HK$11,219
baseline
▲ 0.50% · 4.625%
HK$11,810
+HK$591/mo
Deposit HK$524K · loan HK$2.10M · min. income ≈ HK$22,438/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,165
−HK$638/mo
▼ 0.25% · 3.875%
HK$10,482
−HK$321/mo
Today · 4.125%
HK$10,803
baseline
▲ 0.50% · 4.625%
HK$11,460
+HK$657/mo
Deposit HK$393K · loan HK$2.23M · min. income ≈ HK$21,606/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,309
−HK$611/mo
▼ 0.25% · 3.875%
HK$11,612
−HK$308/mo
Today · 4.125%
HK$11,920
baseline
▲ 0.50% · 4.625%
HK$12,548
+HK$628/mo
Deposit HK$393K · loan HK$2.23M · min. income ≈ HK$23,840/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,763
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,098
−HK$340/mo
Today · 4.125%
HK$11,438
baseline
▲ 0.50% · 4.625%
HK$12,134
+HK$696/mo
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$22,876/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,974
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,295
−HK$326/mo
Today · 4.125%
HK$12,621
baseline
▲ 0.50% · 4.625%
HK$13,286
+HK$665/mo
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$25,242/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).