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At today's rate and a 90% mortgage, the deposit on this unit is about HK$383K, with repayments around HK$16,707/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$383K · loan HK$3.45M · min. income ≈ HK$33,414/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 313 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-28 | HK$4.55M | +1.1% 3.2y · 0.0%/yr |
| 2018-03-12 | HK$4.50M | +19.7% 1.7y · 12.0%/yr |
| 2016-06-16 | HK$3.76M | −0.5% 3.2y · 0.0%/yr |
| 2013-03-20 | HK$3.78M | — |