▼ 0.50% · 3.625%
HK$22,534
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$712/mo
Today · 4.125%
HK$23,947
baseline
▲ 0.50% · 4.625%
HK$25,404
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,894/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,069
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$682/mo
Today · 4.125%
HK$26,423
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,846/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,787
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,558
−HK$784/mo
Today · 4.125%
HK$26,342
baseline
▲ 0.50% · 4.625%
HK$27,944
+HK$1,602/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,684/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,576
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,315
−HK$750/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,597
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,041
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,882
−HK$854/mo
Today · 4.125%
HK$28,736
baseline
▲ 0.50% · 4.625%
HK$30,485
+HK$1,749/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,472/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,082
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,889
−HK$819/mo
Today · 4.125%
HK$31,708
baseline
▲ 0.50% · 4.625%
HK$33,379
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,416/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,294
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$926/mo
Today · 4.125%
HK$31,131
baseline
▲ 0.50% · 4.625%
HK$33,025
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,262/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,589
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,463
−HK$887/mo
Today · 4.125%
HK$34,350
baseline
▲ 0.50% · 4.625%
HK$36,161
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,700/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,547
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,529
−HK$997/mo
Today · 4.125%
HK$33,526
baseline
▲ 0.50% · 4.625%
HK$35,566
+HK$2,040/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$67,052/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,096
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,037
−HK$955/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$38,942
+HK$1,950/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,801
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,852
−HK$1,068/mo
Today · 4.125%
HK$35,920
baseline
▲ 0.50% · 4.625%
HK$38,106
+HK$2,186/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,840/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,603
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,611
−HK$1,024/mo
Today · 4.125%
HK$39,635
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,089/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,270/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,054
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,176
−HK$1,139/mo
Today · 4.125%
HK$38,315
baseline
▲ 0.50% · 4.625%
HK$40,646
+HK$2,331/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,630/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,110
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,186
−HK$1,091/mo
Today · 4.125%
HK$42,277
baseline
▲ 0.50% · 4.625%
HK$44,505
+HK$2,228/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,554/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,308
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,499
−HK$1,211/mo
Today · 4.125%
HK$40,710
baseline
▲ 0.50% · 4.625%
HK$43,187
+HK$2,477/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,420/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,617
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,760
−HK$1,159/mo
Today · 4.125%
HK$44,919
baseline
▲ 0.50% · 4.625%
HK$47,287
+HK$2,368/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,838/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,561
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,823
−HK$1,281/mo
Today · 4.125%
HK$43,104
baseline
▲ 0.50% · 4.625%
HK$45,727
+HK$2,623/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,208/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,334
−HK$1,227/mo
Today · 4.125%
HK$47,561
baseline
▲ 0.50% · 4.625%
HK$50,069
+HK$2,508/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,122/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).