▼ 0.50% · 3.625%
HK$19,834
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,451
−HK$626/mo
Today · 4.125%
HK$21,077
baseline
▲ 0.50% · 4.625%
HK$22,360
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,154/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,065
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,657
−HK$600/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,483
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,817
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$689/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,596
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,922
−HK$661/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,800
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,541
−HK$752/mo
Today · 4.125%
HK$25,293
baseline
▲ 0.50% · 4.625%
HK$26,832
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,586/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,478
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,188
−HK$720/mo
Today · 4.125%
HK$27,908
baseline
▲ 0.50% · 4.625%
HK$29,379
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,816/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,784
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,586
−HK$815/mo
Today · 4.125%
HK$27,401
baseline
▲ 0.50% · 4.625%
HK$29,068
+HK$1,667/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,802/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,684
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,454
−HK$780/mo
Today · 4.125%
HK$30,234
baseline
▲ 0.50% · 4.625%
HK$31,828
+HK$1,594/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,468/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,767
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$877/mo
Today · 4.125%
HK$29,508
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,796/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,016/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,891
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,719
−HK$841/mo
Today · 4.125%
HK$32,560
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,120/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,751
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,676
−HK$940/mo
Today · 4.125%
HK$31,616
baseline
▲ 0.50% · 4.625%
HK$33,540
+HK$1,924/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,232/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,097
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,985
−HK$900/mo
Today · 4.125%
HK$34,885
baseline
▲ 0.50% · 4.625%
HK$36,724
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,770/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,721
−HK$1,003/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,776
+HK$2,052/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,304
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,250
−HK$961/mo
Today · 4.125%
HK$37,211
baseline
▲ 0.50% · 4.625%
HK$39,172
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,422/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,717
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,766
−HK$1,066/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$38,012
+HK$2,180/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,510
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,516
−HK$1,021/mo
Today · 4.125%
HK$39,537
baseline
▲ 0.50% · 4.625%
HK$41,621
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,074/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,701
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,811
−HK$1,128/mo
Today · 4.125%
HK$37,939
baseline
▲ 0.50% · 4.625%
HK$40,248
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,878/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,717
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,782
−HK$1,080/mo
Today · 4.125%
HK$41,862
baseline
▲ 0.50% · 4.625%
HK$44,069
+HK$2,207/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,724/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).