▼ 0.50% · 3.625%
HK$22,695
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,401
−HK$717/mo
Today · 4.125%
HK$24,118
baseline
▲ 0.50% · 4.625%
HK$25,585
+HK$1,467/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,236/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,248
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,925
−HK$687/mo
Today · 4.125%
HK$26,612
baseline
▲ 0.50% · 4.625%
HK$28,014
+HK$1,402/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,224/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$789/mo
Today · 4.125%
HK$26,530
baseline
▲ 0.50% · 4.625%
HK$28,144
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,060/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,772
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$756/mo
Today · 4.125%
HK$29,273
baseline
▲ 0.50% · 4.625%
HK$30,816
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,546/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,234
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,081
−HK$860/mo
Today · 4.125%
HK$28,941
baseline
▲ 0.50% · 4.625%
HK$30,703
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,882/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,110
−HK$824/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,617
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,503
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,421
−HK$932/mo
Today · 4.125%
HK$31,353
baseline
▲ 0.50% · 4.625%
HK$33,261
+HK$1,908/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,706/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,822
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$893/mo
Today · 4.125%
HK$34,595
baseline
▲ 0.50% · 4.625%
HK$36,419
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,190/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,773
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,761
−HK$1,004/mo
Today · 4.125%
HK$33,765
baseline
▲ 0.50% · 4.625%
HK$35,820
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,530/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,347
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,295
−HK$961/mo
Today · 4.125%
HK$37,256
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,512/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,042
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,101
−HK$1,076/mo
Today · 4.125%
HK$36,177
baseline
▲ 0.50% · 4.625%
HK$38,378
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,354/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,872
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,031/mo
Today · 4.125%
HK$39,918
baseline
▲ 0.50% · 4.625%
HK$42,022
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,836/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,312
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,441
−HK$1,148/mo
Today · 4.125%
HK$38,589
baseline
▲ 0.50% · 4.625%
HK$40,937
+HK$2,348/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,178/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,396
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,480
−HK$1,099/mo
Today · 4.125%
HK$42,579
baseline
▲ 0.50% · 4.625%
HK$44,823
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,158/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,581
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,781
−HK$1,219/mo
Today · 4.125%
HK$41,000
baseline
▲ 0.50% · 4.625%
HK$43,495
+HK$2,495/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,000/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,921
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,072
−HK$1,168/mo
Today · 4.125%
HK$45,240
baseline
▲ 0.50% · 4.625%
HK$47,625
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,480/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,851
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,121
−HK$1,291/mo
Today · 4.125%
HK$43,412
baseline
▲ 0.50% · 4.625%
HK$46,054
+HK$2,642/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,824/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,446
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,665
−HK$1,236/mo
Today · 4.125%
HK$47,901
baseline
▲ 0.50% · 4.625%
HK$50,426
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,802/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,272 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).