▼ 0.50% · 3.625%
HK$21,318
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,982
−HK$673/mo
Today · 4.125%
HK$22,655
baseline
▲ 0.50% · 4.625%
HK$24,034
+HK$1,379/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,310/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,716
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$645/mo
Today · 4.125%
HK$24,998
baseline
▲ 0.50% · 4.625%
HK$26,315
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,996/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,450
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$741/mo
Today · 4.125%
HK$24,921
baseline
▲ 0.50% · 4.625%
HK$26,437
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,842/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,088
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,788
−HK$710/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$28,947
+HK$1,449/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,582
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,378
−HK$808/mo
Today · 4.125%
HK$27,186
baseline
▲ 0.50% · 4.625%
HK$28,840
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,372/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,460
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,223
−HK$774/mo
Today · 4.125%
HK$29,997
baseline
▲ 0.50% · 4.625%
HK$31,579
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,994/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,714
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,576
−HK$876/mo
Today · 4.125%
HK$29,452
baseline
▲ 0.50% · 4.625%
HK$31,244
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,904/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,831
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,658
−HK$839/mo
Today · 4.125%
HK$32,497
baseline
▲ 0.50% · 4.625%
HK$34,210
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$64,994/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,846
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,774
−HK$943/mo
Today · 4.125%
HK$31,717
baseline
▲ 0.50% · 4.625%
HK$33,647
+HK$1,930/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,434/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,203
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,094
−HK$903/mo
Today · 4.125%
HK$34,997
baseline
▲ 0.50% · 4.625%
HK$36,842
+HK$1,845/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,994/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,978
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,972
−HK$1,011/mo
Today · 4.125%
HK$33,983
baseline
▲ 0.50% · 4.625%
HK$36,051
+HK$2,068/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,966/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,575
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,529
−HK$968/mo
Today · 4.125%
HK$37,497
baseline
▲ 0.50% · 4.625%
HK$39,473
+HK$1,976/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,994/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,170
−HK$1,078/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$2,206/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,946
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,032/mo
Today · 4.125%
HK$39,996
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,992/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,241
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,369
−HK$1,145/mo
Today · 4.125%
HK$38,514
baseline
▲ 0.50% · 4.625%
HK$40,857
+HK$2,343/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,028/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,318
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,399
−HK$1,097/mo
Today · 4.125%
HK$42,496
baseline
▲ 0.50% · 4.625%
HK$44,736
+HK$2,240/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$84,992/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,373
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,567
−HK$1,212/mo
Today · 4.125%
HK$40,779
baseline
▲ 0.50% · 4.625%
HK$43,261
+HK$2,482/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,558/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,690
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,835
−HK$1,161/mo
Today · 4.125%
HK$44,996
baseline
▲ 0.50% · 4.625%
HK$47,368
+HK$2,372/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,992/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,912 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).