▼ 0.50% · 3.625%
HK$18,033
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,594
−HK$569/mo
Today · 4.125%
HK$19,163
baseline
▲ 0.50% · 4.625%
HK$20,330
+HK$1,167/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,326/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,061
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,599
−HK$546/mo
Today · 4.125%
HK$21,145
baseline
▲ 0.50% · 4.625%
HK$22,260
+HK$1,115/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,290/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,836
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,453
−HK$627/mo
Today · 4.125%
HK$21,080
baseline
▲ 0.50% · 4.625%
HK$22,362
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,160/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,067
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,659
−HK$601/mo
Today · 4.125%
HK$23,260
baseline
▲ 0.50% · 4.625%
HK$24,486
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,520/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,639
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,312
−HK$684/mo
Today · 4.125%
HK$22,996
baseline
▲ 0.50% · 4.625%
HK$24,395
+HK$1,399/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,992/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,719
−HK$655/mo
Today · 4.125%
HK$25,374
baseline
▲ 0.50% · 4.625%
HK$26,712
+HK$1,338/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,748/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,442
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$741/mo
Today · 4.125%
HK$24,913
baseline
▲ 0.50% · 4.625%
HK$26,428
+HK$1,515/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,826/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,080
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,779
−HK$710/mo
Today · 4.125%
HK$27,489
baseline
▲ 0.50% · 4.625%
HK$28,937
+HK$1,448/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,978/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,031
−HK$798/mo
Today · 4.125%
HK$26,829
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,632/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,658/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,086
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$764/mo
Today · 4.125%
HK$29,603
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,560/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,206/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,049
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,890
−HK$855/mo
Today · 4.125%
HK$28,745
baseline
▲ 0.50% · 4.625%
HK$30,494
+HK$1,749/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,490/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,092
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,899
−HK$819/mo
Today · 4.125%
HK$31,718
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,671/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,436/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,852
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,750
−HK$912/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,527
+HK$1,865/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,098
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,959
−HK$873/mo
Today · 4.125%
HK$33,832
baseline
▲ 0.50% · 4.625%
HK$35,615
+HK$1,783/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,664/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,656
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$969/mo
Today · 4.125%
HK$32,578
baseline
▲ 0.50% · 4.625%
HK$34,560
+HK$1,982/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,156/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,019
−HK$928/mo
Today · 4.125%
HK$35,947
baseline
▲ 0.50% · 4.625%
HK$37,841
+HK$1,894/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,894/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,459
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,468
−HK$1,026/mo
Today · 4.125%
HK$34,494
baseline
▲ 0.50% · 4.625%
HK$36,593
+HK$2,099/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$68,988/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,110
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,079
−HK$982/mo
Today · 4.125%
HK$38,061
baseline
▲ 0.50% · 4.625%
HK$40,067
+HK$2,006/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,122/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).