▼ 0.50% · 3.625%
HK$2,400
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,474
−HK$76/mo
Today · 4.125%
HK$2,550
baseline
▲ 0.50% · 4.625%
HK$2,705
+HK$155/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,100/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,670
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,741
−HK$73/mo
Today · 4.125%
HK$2,814
baseline
▲ 0.50% · 4.625%
HK$2,962
+HK$148/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,628/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,640
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,722
−HK$83/mo
Today · 4.125%
HK$2,805
baseline
▲ 0.50% · 4.625%
HK$2,976
+HK$171/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$5,610/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,937
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$80/mo
Today · 4.125%
HK$3,095
baseline
▲ 0.50% · 4.625%
HK$3,258
+HK$163/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$6,190/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,880
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$91/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$186/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$88/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$178/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,217
−HK$98/mo
Today · 4.125%
HK$3,315
baseline
▲ 0.50% · 4.625%
HK$3,517
+HK$202/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$6,630/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,564
−HK$94/mo
Today · 4.125%
HK$3,658
baseline
▲ 0.50% · 4.625%
HK$3,851
+HK$193/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$7,316/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,360
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$106/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,787
+HK$217/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$101/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$208/mo
Deposit HK$316K · loan HK$737K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$114/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$233/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$109/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$222/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$121/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$248/mo
Deposit HK$210K · loan HK$842K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$116/mo
Today · 4.125%
HK$4,502
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$237/mo
Deposit HK$210K · loan HK$842K · min. income ≈ HK$9,004/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$129/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$264/mo
Deposit HK$158K · loan HK$895K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$123/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$253/mo
Deposit HK$158K · loan HK$895K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$136/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$280/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$131/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$267/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).